Portable Personal Aggregator (PPA)

The PPA solution has the advantages of both Client Aggregation and Server Aggregation. The PPA allows you to be in control of your data and passwords and be portable.

The PPA solution involves Portable Storage Media, USB memory device for instance. The application is downloaded 1 time and installed on the Portable media. All your data and passwords are stored only on the Portable Media, no personal data or passwords are stored on neither a computer nor a server.

Using this solution you can use the aggregator on any computer by plugging in your Portable media. Your aggregator is available on any computer and your old information can be reached.

The PPA solution incorporates all the marketing capabilities available in the Client solution explained above.

A financial institution can distribute the PPA solution by subsidizing the Portable media for the user. This way the user gets both a financial tool and the portable media. The financial institution distributing the PPA profits in many ways:

• Branding
• He gave a present to its customer.
• He can generate money by sending highly personal financial offers based on the user's current financial information.